Home insurances are quite expensive due to the risk of several natural catastrophes including hurricanes, flooding, and earthquakes. Insurances cover for these perils. Insurance premiums vary depending on location, construction materials and existing protection from disasters (hurricane shutters for example). Additional coverage for contents is possible.
Car insurance for fully comprehensive coverage is also high and most people will simply buy third party insurance. Below are the insurance companies available:

Delisle Walwyn and CO LTD(Caribbean Alliance Insurance Co)
869-469-5303
Hunkins Waterfront Jewels Building, Charlestown
Email: insurance@delislewalway.com
Website: www.deilislewaylwyn.com

Gulf Insurance
869-469-1376
A member of the Assuria Group
Main Street, Charlestown
E-Mail: alegulf@sisterisles.kn
Website: www.gulfinsuranceltd.com

Nagico Insurance
869-469-1035/ 869-469-7921
Credit Union Complex
Chapel Street, Charlestown
Cell: 869-662-9498
Email (Supervisor): Nandine.kumar@nagico.com
Website: www.nagico.com

SNIC
869-469-0056
Main Street, Charlestown
E-Mail: snic@tdcltd.com/snic.nevis@tdcltd.com